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NetPay Wallet 

NetPay Merchant 

NetPay Gateway 








Maithean NetPay Products  

NetPay SET Certified

  MasterCard SecureCode

NetPay Designed for Windows


NetPay Payment System

NetPay is a family of payment processing solutions for issuers, processors, and commerce service providers.  NetPay provides an open and extensible payment processing platform that supports existing as well as emerging payment standards.  The system supports traditional credit and debit card processing via SSL, SET, SecureCode, 3D Secure, ISO 8583 and XML.  Its SecureTranz based architecture makes it the platform of choice for the development of new electronic check, digital cash, micropayment, and payment aggregation services.  NetPay is CISP / PCI compliant.  Its PK based security infrastructure provides true end-to-end transaction security from transport through data storage.  Its distributed architecture provides scalable fault tolerant 24x7 system operation.  The NetPay virtual wallet and mobile payments module provides secure and easy to use m-commerce payment functionality from any device - PC, PDA, cell phone, kiosk, or set-top box.  NetPay systems include a comprehensive suite of backoffice applications for customer service, system monitoring and administration. 

NetPay Payment System   

NetPay consists of the following independent payment systems.  

NetPay Merchant is a comprehensive payment authorization, settlement and management system that enables individual merchants and malls to accept and manage electronic payments.  The product works in concert with industry standard shopping catalog products.  It supports traditional payments to processors via SSL, dial and lease line as well as SET, SecureCode and Verified by Visa (VbV).  NetPay includes a comprehensive enterprise call center that provides fully integrated customer service and administration functionality for credit-return authorization and tracking, transaction management and report generation.  The system supports payment aggregation, recurring payments, loyalty, stand-in authorization and private label credit cards.  

NetPay Gateway is a comprehensive SET payment interface solution that enables financial institutions such as banks, card companies, and third party credit processors to process and manage SET based transactions.  The system interfaces directly with existing host processors through ISO8583 or proprietary message interfaces.  

NetPay Wallet is a self-contained PC resident electronic wallet application for consumers.  It can operate as a standalone or an embedded browser application.  It provides consumers a convenient and secure mechanism to initiate and manage payment, billing and banking transactions. 

NetPay PCA system is a server-based wallet application that can be securely accessed anytime, anywhere, from any Internet enabled device.  NetPay provides secure multi-user access control, encrypted data storage, PKI based secure message transport, digital receipt management and smartcard support.   

The NetPay Merchant Server™ and NetPay Gateway Server™ supports hardware based cryptography and key management for enhanced security and performance.  The NetPay Payment System™ can operate as a standalone system or in conjunction with NetPay Billing System™ and NetPay Banking System™.  The NetPay Wallet™ and the NetPay Call Center™ applications are smartcard enabled for enhanced functionality, convenience, and security.  


Maithean, NetPay, Personal Commerce Assistant, PCA, SecureTranz, Fusion/C++, and Fusion/J++ are trademarks of Maithean.  All other company, product, and brand names are trademarks of their respective owners. 

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