NetPay Merchant is a comprehensive secure electronic commerce payment system that enables merchants to process and manage consumer-to-business and business-to- business payment transactions. It integrates Internet, POS, and MOTO transactions in a single system. NetPay connects merchants directly to the credit card processing and financial networks via the Internet, dial and/or leased line. The system provides for full processing (authorization, capture and settlement) and back office management of electronic payment transactions. It supports processor specific ISO8583 protocols as well as emerging protocols such as SET, SecureCode, and digital cash. The system provides virtual electronic data capture (HDC + TDC) that supports for single acquirer and split- dial processing. NetPay includes a variety of secure Web enabled applications for customer service, administration, and reporting. The customer service application is a comprehensive call center for the tracking and management of all transaction events including customer profile, split shipment, credits, and chargebacks.
The NetPay Merchant utilizes a distributed multi-tier client-server TP architecture which sets a new standard for performance, reliability and scalability. Users interact directly with NetPay Application Clients (NACs). NACs generate secure transaction requests and present the resulting transaction response. All transaction requests are processed and managed by NetPay Application Servers (NASs). NASs are multi-threaded applications that perform all message, cryptographic, and application business logic processing. NASs also provide all transaction management and associated interaction with NetPay Resource Managers (NRMs). NRMs are database management and host systems that perform all persistent data storage, data augmentation, data warehousing, and external transaction functions. NACs, NASs and NRMs can be distributed and/or replicated across multiple computers.
Secure messaging and data storage is provided via SSL and iKP based protocols. The NetPay CSP provides the cryptographic processing for all public key and private key operations. The NetPay Certificate Manager maintains, validates and manages all X.509v3 based certificates. The NetPay CSP supports S/W and H/W based cryptographic acceleration, S/W and H/W based key storage, and smartcard tokens. NetPay applications employ a runtime based PKI authentication mechanism for access control and tamper evidence. NetPay is compatible with industry standard web servers, database management systems, transaction processing monitors, and catalog/content management systems.
CREDIT CARD PAYMENT SYSTEM
COMPATIBILITY & STANDARDS COMPLIANCE
NetPay is an OEM product that is licensed to CSP's, ISP's, ISV's and financial institutions. NetPay application source code and the NetPay SecureTranz development environment is available under separate license. Contact your Maithean sales representative for licensing options and pricing.
Maithean, NetPay, Personal Commerce Assistant, PCA, SecureTranz, Fusion/C++, and Fusion/J++ are trademarks of Maithean. All other company, product, and brand names are trademarks of their respective owners.
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