NetPay Wallet is a
multi-user electronic wallet application that enables consumers to securely
and conveniently access information, make payments, receive and manage
bills, bank, and conduct other forms of commerce over the Internet.
NetPay Wallet is a SecureTranz™based
application that can be readily customized and extended through the use of
application web service modules supplied by Maithean, the customer, or
allows consumers to organize their credit cards and other accounts such as
bank, merchant, and/or utility company into one or more virtual wallets.
Each wallet is individually password protected to prevent unauthorized
access. The wallet provides full digital receipt management. All
transactions conducted with the wallet are automatically logged, stored and
managed in an internal database. A variety of applets are provided
that enable the consumer to search, sort, and manage the personal
transaction data stored in its local database. The user may
interactively query the status of any previous or pending transactions.
Viewers are also provided for digital receipts, credit card and merchant
certificates, and payment invoices. The wallet enables users to
obtain, view and manage their digital certificates. Information in the
wallet can be exported for use by personal money management applications.
The wallet supports smartcards and other cryptographic hardware for enhanced
security, portability, and performance. The NetPay Wallet operates
under Windows and is compatible with all industry standard browsers.
desktop wallet application that can support multiple payment instruments
and integrate multiple payment, billing and management services.
e-wallet ─ supports an unlimited number of individually secured
application ─ in addition to supporting multiple payment instruments, each
wallet can be configured to support a variety of transaction and
Wallet data can
be imported, exported, and stored on token drives.
data is stored in an internal database.
receipt viewer allows all transaction data including merchant certificate
and order descriptions to be listed, sorted, viewed and printed.
Transactions can be organized on a per card and per wallet basis.
off-line registry of card SET
certificates through SET CA's.
viewer allows X.509v3 certificates to be viewed in plain text.
management of revoked and expired certificates.
Certificates can be manually imported, exported and deleted from
identity management/authentication via end-to-end PKI.
Transactions are secured by SET,
SecureCode, and SSL protocols.
certificate management with automatic path validation and revocation.
access control via user defined password.
secure key storage and management.
issuer risk management in conjunction with NetPay License Manager.
smartcard authenticated transactions for enhanced security and
encrypted storage of data in local database.
Compatibility & Standards Compliance
with all industry standard web clients and web servers.
with SET and SecureCode
compliant applications and services.
deployed as an external application or browser based ActiveX Control.
with industry standard smartcards and USB tokens.
Communication - ISO8583, OFX, TCP/IP, HTTP/MIME, COM, ActiveX, web
service, SSL, ASN.1, XML
Cryptography - DES, 3DES, RSA, OAEP, AES, RC4, CAST, CDMF, MD5, HMAC,
X.509v3, CAPI/CSP, PKCS-7, PKCS-11, PC/SC
Oracle, SQL Server, MySQL, ODBC, JDBC, OCI, XA
open and extensible platform that can support a variety of payment
services as well as data interfaces to existing PIMs. Supports
"plug-in" application modules for e-cash, billing, banking, commercial
card and loyalty programs.
Incorporates an active 'messaging window' that displays static or dynamic
messages sent by the merchant or financial institution. The
messaging window receives targeted multi-media data including advertising
banners and loyalty programs.
internationalization including multi-byte foreign languages and JPO.
branded or customized by wallet 'issuer'.
NT, 2000, XP, Vista
standard web browser
The NetPay is
an OEM product that is licensed to CSP's, ISP's, ISV's and financial
institutions. NetPay application source code and the NetPay
SecureTranz development environment is available under separate license.
Contact your Maithean sales representative for licensing options and
Maithean, NetPay, Personal Commerce Assistant,
PCA, SecureTranz, Fusion/C++, and Fusion/J++ are trademarks of Maithean.
All other company, product, and brand names are trademarks of their